Workers Compensation
Workers Compensation Quote Forms
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Workers Compensation Information
At Bradley Insurance Agency, we understand that your employees’ safety and well-being are vital for your company’s success. We offer workers’ compensation insurance plans tailored to meet the unique needs of businesses in Knoxville and Oak Ridge, Tennessee, and the surrounding areas.
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance is designed to help cover medical expenses, lost wages and rehabilitation costs for employees who are injured or become ill while performing their job duties.
Who Needs Workers’ Compensation Insurance?
Many businesses and employers need workers’ compensation insurance to help provide financial protection, including the following:
- Tennessee employers—Most states mandate employers have workers’ compensation insurance to help protect the business and its employees. If you have one or more employees, verifying your state’s requirements for this coverage is crucial.
- Agricultural operations—Farm and agricultural business owners often need to carry workers’ compensation for their full-time and seasonal workers. However, coverage needs can vary by state, so consult your agent to understand how Tennessee’s laws apply to your organization.
- Construction companies—Given the risky nature of construction work, these firms are usually required to offer workers’ compensation insurance, even if they have a small number of workers.
- Nonprofits—Nonprofit organizations are generally not exempt from workers’ compensation laws. Obtaining the required insurance to protect your organization and its mission is vital if you employ workers.
Contact Us
Your business is your livelihood, and the well-being of your employees is essential. Make the smart choice for your company and employees. Contact Bradley Insurance Agency for a workers’ compensation insurance quote today.
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