Homeowners Insurance

Protect Your Home and Everything In It.  

At Bradley Insurance Agency, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.

Bradley Insurance Agency is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

Our Home Insurance coverage options include:  

• Property Insurance
• Homeowners Liability
• Renters Insurance
• Condo Insurance
• Mobile Home Insurance
• Scheduled Property Insurance
• Landlords Insurance
• In-Home Business Insurance

What Is Homeowners Insurance? 
Homeowners insurance is a package policy providing coverage for various risks and potential liabilities. This coverage helps repair or replace your home, garage, other structures on the property and your personal property.  

If you finance your home, your lienholder requires you to purchase minimum amounts of homeowners insurance to help protect their investment.  

What Does Homeowners Insurance Cover? 
A standard homeowners insurance policy may provide the following coverage: 

• Property protection helps pay to rebuild or repair the insured home and other structures on the property after a covered incident such as a fire, lightning or hail. Hurricane, flood and earthquake damage may not be covered. 
• Liability protection helps cover claims for bodily injury or property damage that may include a guest getting injured on your property. This portion of your homeowners policy may also help pay court costs. 
• Personal property protection helps pay to replace or repair personal property stolen or destroyed by a covered event. High-value items may require additional coverage. 
• Additional living expenses protection helps cover your living expenses if you must move out of the insured property to allow for repairs after a covered event. This coverage may help pay for hotel costs and restaurant meals.  

Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Bradley Insurance Agency about specific coverage options that are applicable to your individual needs.

Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Bradley Insurance Agency.

Bradley Insurance Agency provides Home Insurance for residents near Knoxville, Oak Ridge, Maryville, Jefferson City, Sevierville, and Pigeon Forge.