Hotel Insurance
Hotel Insurance Information
Hotels need insurance to protect different aspects of the business if problems arise. If you are looking for coverage in Knoxville, Tennessee, Bradley Insurance Agency may be able to help. To learn more about insurance for hotels, call us at 865-281-7722 or request a free quote today.
Why Do Hotels Need Insurance?
Besides providing accommodations, hotels may offer pools, exercise facilities, conference centers, bars, restaurants and other hospitality services. There are risks present in these operations that may lead to property damage, employee injuries, customer lawsuits and other costly challenges. However, the hotel’s insurance may provide financial assistance when problems arise, which can help ease the business’s financial burden during challenging times.
What Coverage Do Hotels Need?
To appropriately insure their operations, hotels typically need several types of commercial coverage, such as:
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Commercial property
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Business income
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Employee dishonesty
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Guest property
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General liability
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Liquor liability
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Commercial auto
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Workers’ compensation
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Equipment breakdown
Other coverages may be available to cover more specific risks and liabilities. Ask one of our agents how different coverage can protect your business.
Am I Required to Buy Insurance for My Hotel?
Your hotel may be required to carry various forms of commercial insurance. However, coverage requirements can vary from business to business. Speak to an agent to learn more about coverage requirements that may apply to your operation.
What Does Hotel Insurance Cost?
Various factors may influence the cost of your hotel’s different insurance policies. Ask your agent for more information on policy prices.
Contact Us Today
If you’re ready to get commercial insurance solutions for your hotel, Bradley Insurance Agency may be able to help. Call us at 865-281-7722 or request a free quote today.
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